The subject of individual health insurance can bring tears to my eyes faster than most.

Perhaps the reason for this is that I know all too well what it is like to go without the security of an insurance policy.

One of my greatest fears in life is living without health insurance. But the reality is I simply can not afford it. Every bit of money that I earn goes to pay basic bills. In time I pray that this situation will change and that health insurance will once again be a part of my day-to-day existence.