One of the smartest decisions my sister-in-love ever made was buying disability insurance when she was working.

I'm happy for her that she had the wisdom to invest in her future, even though she was investing in something no one would truly desire to invest in.

Afterall, most of us think the relatively good health we experience during the early years of our lives will continue forever. Unfortunately, good vibrant health is not always the case. Disabilities can strike us down at any time... the smart ones have prepared ahead of time by taking precautionary measures.

In my sister-in-laws case disability insurance gives her extra money every month since she is no longer able to work at a regular job.